Chapter 13 Bankruptcy

Unlike other forms of bankruptcy, Chapter 13 does not completely discharge your unsecured debts. Instead, you work with your debtors to create a reasonable repayment plan that allows you to pay back a portion of your debt over a three to five year period. After you’ve made all of the required payments, any remaining debts are then discharged.

You need an attorney to help you through this stressful process, call James today for a free consultation.